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Does Home Insurance Cover Child-Related Accidents?

Posted on by agentinsure

Children can be a wonderful addition to the household, but there are potential drawbacks. Whether they cause accidental injuries or property damage, you may end up having to pay for those mistakes. Or will you? If you have home insurance, it may help cover this type of accidental damage. We’ll take a closer look at the coverage you may already have under your home insurance when children cause damage or injury. The Town & Country Insurance team, serving Buford, GA, is here to help protect you now and in the future.

Will Your Home Insurance Policy Cover the Acts of a Child?

Children can unintentionally cause damage, which can put you in an undesirable position if they cause extensive damage. Thankfully, your home insurance policy may actually save you. With a home insurance policy, you can claim various accidents, such as accidental injuries, damage to your property, or even accidental damage to a neighbor’s property (if they hit a ball that breaks a window, for example). The only scenario in which your home insurance may not cover such incidents is if they can prove that your child did something intentionally. Intentionally damaging property or injuring someone else will not be covered. In any case, take care to remind them how to navigate your property safely, which areas to avoid, and how to minimize accidents when they’re at home or visiting others.

Get Home Insurance Coverage with Town & Country Insurance

Are you ready to start shopping for home insurance? Town & Country Insurance, serving Buford, GA, is your partner in insurance shopping. Getting started on your home insurance journey is as easy as contacting us! We’ll comparison shop the insurance companies to help you find the best coverage for your needs.

Is It Worth Covering a Cheap Recreational Vehicle?

Posted on by agentinsure

Not every investment in property you make is going to be a significant one. Let’s say you like to go camping occasionally, and you’ve acquired a few cheap recreational vehicles to make your experience more fun. Because of the low price point, you might think that getting insurance isn’t worth it. After all, you can just replace them easily if they get damaged during your adventures. But is this the right move? Let’s look at whether you need recreational insurance, and why you should come to us at Town & Country Insurance, serving Buford, GA, to get it!

Is It Worth Getting Coverage for Cheap RVs?

When it comes to RV insurance, the price tag of your RV isn’t the only consideration. For example, you might not be too concerned if you wreck it by yourself. But what happens if you get into an accident with a driver on the road or another RV driver? If this happens, you could be on the hook for the full cost of the accident, something you might not be able to afford without insurance. Remember, recreational insurance covers more than just the cost of your RV. It’s designed to protect you against accidents and other damages that you would otherwise have to pay for out of pocket. So, is it worth getting recreational coverage for cheap RVs? If you don’t want to spend a ton of money in the event of an accident or property damage, absolutely!

Find Recreational Insurance With Town & Country Insurance

You can trust Town & Country Insurance, serving Buford, GA, to help you find recreational insurance that works for you. You can get started by comparing quotes with us!