Do I need a home inventory

Owning a home in Buford, GA puts you near the Mall of Georgia which is the largest mall in the Southeast. Burford has been an important part of Gwinett Country for more than 100 years. Filing a claim with your home insurance company is not something anyone looks forward to. It can involve a lot of paperwork and stress. Having a good home insurance policy and a trusted insurance agent can make it less of a hassle. Town & Country Insurance has been offering customer-focused service since 2010.

To answer the question do I need a home inventory you need to know what a home inventory is and what it does. If your home is hit by a covered peril, you will file an insurance claim. Part of the coverage that home insurance offers is contents coverage. All the things that make your life comfortable, the things that make a house a home. If they are all destroyed you will want and need to replace them. Imagine your home is destroyed by a fire or a tornado. Not much may be left to remind you of what you had before the devastation. 

That is where your home inventory comes in. It is the record of what you had in every room of your home before the damage. It is your proof of what you had, what you paid for it, and what needs to be replaced. It makes filing a claim much earlier than trying to put it together with nothing left to remind you. So yes, you do need a home inventory. 

If you are purchasing a home and need home insurance or if you are ready to shop for new home insurance at Town & Country Insurance in Buford, GA we can help you. Give us a call or stop at our office and let us give you a free quote.