Children can be a wonderful addition to the household, but there are potential drawbacks. Whether they cause accidental injuries or property damage, you may end up having to pay for those mistakes. Or will you? If you have home insurance, it may help cover this type of accidental damage. We’ll take a closer look at the coverage you may already have under your home insurance when children cause damage or injury. The Town & Country Insurance team, serving Buford, GA, is here to help protect you now and in the future.

Will Your Home Insurance Policy Cover the Acts of a Child?

Children can unintentionally cause damage, which can put you in an undesirable position if they cause extensive damage. Thankfully, your home insurance policy may actually save you. With a home insurance policy, you can claim various accidents, such as accidental injuries, damage to your property, or even accidental damage to a neighbor’s property (if they hit a ball that breaks a window, for example). The only scenario in which your home insurance may not cover such incidents is if they can prove that your child did something intentionally. Intentionally damaging property or injuring someone else will not be covered. In any case, take care to remind them how to navigate your property safely, which areas to avoid, and how to minimize accidents when they’re at home or visiting others.

Get Home Insurance Coverage with Town & Country Insurance

Are you ready to start shopping for home insurance? Town & Country Insurance, serving Buford, GA, is your partner in insurance shopping. Getting started on your home insurance journey is as easy as contacting us! We’ll comparison shop the insurance companies to help you find the best coverage for your needs.