{"id":19,"date":"2017-08-14T02:00:00","date_gmt":"2017-08-14T14:00:00","guid":{"rendered":"http:\/\/www.tocoinsurance.com\/blog\/?p=19"},"modified":"2017-08-01T09:43:26","modified_gmt":"2017-08-01T15:43:26","slug":"should-you-buy-term-or-perm-life-insurance","status":"publish","type":"post","link":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/","title":{"rendered":"Should You Buy Term or Perm Life Insurance?"},"content":{"rendered":"<p>Life insurance isn&#8217;t a one-size-fits-all type of purchase, though many people don&#8217;t realize this until far later in life. There are two major types of life insurance that are worth knowing about, and each come with their own set of benefits and drawbacks. If you live in Dacula, GA, find out more about each one from your friends at Town &amp; Country Insurance<\/p>\n<p><strong>Term Insurance&nbsp;<\/strong><\/p>\n<p>Term insurance is when you take out a policy for a certain length of time. Most people do this for their children. If something should happen to them before the child becomes an adult, they&#8217;re financially covered. Term insurance is typically a lot cheaper than permanent insurance, though many people don&#8217;t realize just how limiting it can be. For example, even older children may need assistance after a parent has passed or a&nbsp;spouse may need more protection against mounting costs and hidden fees.&nbsp;<\/p>\n<p><strong>Permanent Insurance&nbsp;<\/strong><\/p>\n<p>Permanent insurance lasts forever and is&nbsp;made to give the holder the ultimate in peace of mind. It is typically more expensive, but it also serves as a safety net in the case of an extreme event. Should you lose your job or face debt, you can actually borrow from the policy during a crisis. It&#8217;s not meant to serve as a savings account, but it can be incredibly handy when there doesn&#8217;t seem to be anywhere else to turn. Permanent insurance is excellent if you live in Dacula, GA, and have loved ones who depend on you.&nbsp;<\/p>\n<p>To find out more about Town &amp; Country Insurance, simply call us today for more information. We want to talk to you about what policy makes more sense for you. Contact us to learn more about our services and rates!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life insurance isn&#8217;t a one-size-fits-all type of purchase, though many people don&#8217;t realize this until far later in life. There are two major types of life insurance that are worth knowing about, and each come with their own set of benefits and drawbacks. If you live in Dacula, GA, find out more about each one [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[7,5],"class_list":["post-19","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-dacula-ga","tag-town-country-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Town &amp; Country Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Should You Buy Term or Perm Life Insurance? | Blog | Town &amp; Country Insurance\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2017-08-14T14:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2017-08-01T15:43:26+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Should You Buy Term or Perm Life Insurance? | Blog | Town &amp; Country Insurance\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/should-you-buy-term-or-perm-life-insurance\\\/#article\",\"name\":\"Should You Buy Term or Perm Life Insurance? | Blog | Town & Country Insurance\",\"headline\":\"Should You Buy Term or Perm Life Insurance?\",\"author\":{\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/#organization\"},\"datePublished\":\"2017-08-14T02:00:00-06:00\",\"dateModified\":\"2017-08-01T09:43:26-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/should-you-buy-term-or-perm-life-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/should-you-buy-term-or-perm-life-insurance\\\/#webpage\"},\"articleSection\":\"Insurance, Dacula GA, Town &amp; Country Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/should-you-buy-term-or-perm-life-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/should-you-buy-term-or-perm-life-insurance\\\/#listItem\",\"name\":\"Should You Buy Term or Perm Life Insurance?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/should-you-buy-term-or-perm-life-insurance\\\/#listItem\",\"position\":3,\"name\":\"Should You Buy Term or Perm Life Insurance?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/#organization\",\"name\":\"Blog | Town & Country Insurance\",\"url\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/should-you-buy-term-or-perm-life-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"agentinsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/should-you-buy-term-or-perm-life-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/should-you-buy-term-or-perm-life-insurance\\\/\",\"name\":\"Should You Buy Term or Perm Life Insurance? | Blog | Town & Country Insurance\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/should-you-buy-term-or-perm-life-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2017-08-14T02:00:00-06:00\",\"dateModified\":\"2017-08-01T09:43:26-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/\",\"name\":\"Blog | Town & Country Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.townandcountryagency.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Should You Buy Term or Perm Life Insurance? | Blog | Town & Country Insurance","description":"","canonical_url":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/#article","name":"Should You Buy Term or Perm Life Insurance? | Blog | Town & Country Insurance","headline":"Should You Buy Term or Perm Life Insurance?","author":{"@id":"https:\/\/www.townandcountryagency.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.townandcountryagency.com\/blog\/#organization"},"datePublished":"2017-08-14T02:00:00-06:00","dateModified":"2017-08-01T09:43:26-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/#webpage"},"articleSection":"Insurance, Dacula GA, Town &amp; Country Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.townandcountryagency.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.townandcountryagency.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.townandcountryagency.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.townandcountryagency.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.townandcountryagency.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/#listItem","name":"Should You Buy Term or Perm Life Insurance?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.townandcountryagency.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/#listItem","position":3,"name":"Should You Buy Term or Perm Life Insurance?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.townandcountryagency.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.townandcountryagency.com\/blog\/#organization","name":"Blog | Town & Country Insurance","url":"https:\/\/www.townandcountryagency.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.townandcountryagency.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.townandcountryagency.com\/blog\/author\/agentinsure\/","name":"agentinsure","image":{"@type":"ImageObject","@id":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"agentinsure"}},{"@type":"WebPage","@id":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/#webpage","url":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/","name":"Should You Buy Term or Perm Life Insurance? | Blog | Town & Country Insurance","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.townandcountryagency.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.townandcountryagency.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.townandcountryagency.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2017-08-14T02:00:00-06:00","dateModified":"2017-08-01T09:43:26-06:00"},{"@type":"WebSite","@id":"https:\/\/www.townandcountryagency.com\/blog\/#website","url":"https:\/\/www.townandcountryagency.com\/blog\/","name":"Blog | Town & Country Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.townandcountryagency.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Town &amp; Country Insurance |","og:type":"article","og:title":"Should You Buy Term or Perm Life Insurance? | Blog | Town &amp; Country Insurance","og:url":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/","article:published_time":"2017-08-14T14:00:00+00:00","article:modified_time":"2017-08-01T15:43:26+00:00","twitter:card":"summary","twitter:title":"Should You Buy Term or Perm Life Insurance? | Blog | Town &amp; Country Insurance"},"aioseo_meta_data":{"post_id":"19","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"Article","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-22 00:18:52","updated":"2025-08-23 18:04:55","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.townandcountryagency.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.townandcountryagency.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tShould You Buy Term or Perm Life Insurance?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.townandcountryagency.com\/blog"},{"label":"Insurance","link":"https:\/\/www.townandcountryagency.com\/blog\/category\/insurance\/"},{"label":"Should You Buy Term or Perm Life Insurance?","link":"https:\/\/www.townandcountryagency.com\/blog\/should-you-buy-term-or-perm-life-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.townandcountryagency.com\/blog\/wp-json\/wp\/v2\/posts\/19","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.townandcountryagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.townandcountryagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.townandcountryagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.townandcountryagency.com\/blog\/wp-json\/wp\/v2\/comments?post=19"}],"version-history":[{"count":1,"href":"https:\/\/www.townandcountryagency.com\/blog\/wp-json\/wp\/v2\/posts\/19\/revisions"}],"predecessor-version":[{"id":20,"href":"https:\/\/www.townandcountryagency.com\/blog\/wp-json\/wp\/v2\/posts\/19\/revisions\/20"}],"wp:attachment":[{"href":"https:\/\/www.townandcountryagency.com\/blog\/wp-json\/wp\/v2\/media?parent=19"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.townandcountryagency.com\/blog\/wp-json\/wp\/v2\/categories?post=19"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.townandcountryagency.com\/blog\/wp-json\/wp\/v2\/tags?post=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}